How can I finance IVF?
Though not all insurance plans will finance IVF, there are some options to help you cover the costs of this infertility treatment:
- Health insurance - check with your insurer regarding any coverage for infertility treatment. As this is becoming a greater need in our society, some insurance carriers offer at least limited benefits.
- Shared Risk® - your Fertility Clinic may have a program where they will assist you with your IVF financing, utilizing shared risk, like HMO's do
- Personal Loans - this is another option if your health insurance plan does not cover infertility treatment, and your Fertility Clinic is not able to offer shared risk IVF
- IVF loans - financing through companies that specialize in loans to treat IVF
- IVF Refund - a program where you pay for your IVF cost, but receive money back if the IVF is not effective
- Low cost IVF - reduced-cost treatment programs
- Flat rate programs - you pay a flat rate up front, which may be somewhat higher than one cycle cost, which includes as many embryo transfers as it takes to become pregnant. You get a refund, if pregnancy is not achieved.
There are many different options for financing infertility treatments and, specifically, financing IVF. Talk with your Fertility Clinic and then a Financial Planner to help determine which payment options best meet your special individual needs.
Infertility Frequently Asked Questions
Why would someone want to get a vasectomy?
Why did my wife get pregnant after my vasectomy?
What are the risks of getting a vasectomy?
What are the risks of reversing a vasectomy?
Are there any alternatives to vasectomy?
How much does a vasectomy and a reversal cost?
What should I know about reversing my vasectomy?
What is a vasectomy and how is it done?
Why do I feel like I am grieving over my infertility?
What does ovulation have to do with infertility?
What causes a "period?"
What is BBT and how will it help my infertility?
What is endometriosis?
Does the position of my uterus affect my ability to get pregnant?
How does my thyroid dysfunction relate to infertility?
What are the hormones involved with fertility and what do they do?
How does stress impact fertility?
What are the main causes of female infertility?
What causes male infertiliy
What is impotence and what causes it?
What kinds of structural problems can cause male infertility?
What role do hormones play in male fertility?
What role does sperm motility problems have in male infertility?
What kinds of testicular problems can contribute to infertility?
What causes problems with sperm transport?
What is hemachromatosis?
Why would stress contribute to infertility?
How is male infertility treated?
What is the definition of infertility?
What causes infertility?
Why do people questions couples who don't have children?
Why do I feel inadequate because I have fertility problems?
How are sperm and eggs produced?
How does the structure of my reproductive organs impact fertility?
What are some external causes of infertility?
How do hormones impact infertility?
What is involved with surrogacy?
What is In Vitro Fertilization and what is involved with the process?
What are "fertility drugs" and what do they do?
How would one go about Egg Donation?
What is In Utero Fertilization and how is it done?
What are some alternative therapies for treating infertility?
What can be done to treat infertility caused by structural problems?
Are there surgical options available to treat my infertility?
What exactly is a fertility clinic?
What things should I consider when thinking about infertility treatment?
What is involved in sperm donation?
What is a Reproductive Endocrinologist?
Why does someone choose tubal ligation?
What is post tubal ligation syndrome?
How is a tubal ligation performed?
What should I consider when thinking about a tubal reversal?
What alteratives do I have besides tubal ligation for long-term birth control?
What are the risks of having a tubal and a tubal reversal?
What are the risks related to tubal ligation reversal?
Why might someone get pregnant after a tubal ligation?
What is the origin of Artificial Insemination?
How is donor sperm used in artificial insemination?
When would a surrogate be used with artificial insemination?
What are the laws governing sperm and egg donation?
What are the risks in artificial insemination?
What are my chances of success using artificial insemination?
What is "artificial insemination?"
What is the process for becoming a sperm donor?
How do I go about getting IVF insurance?
Can I use personal loans to pay for IVF?
How much does IVF cost?
How can I finance IVF?
What are third party loans in terms of financing IVF?
Will my insurance cover IVF?
What is "shared risk" in terms of IVF?
Are public funds used for IVF financing?
What is the role of Medical Counseling in fertility treatment?
How can a Financial Counselor help with fertility treatment?
What kinds of infertility counseling are available?
How does Psychological Counseling help during fertility treatment?
How does one go about choosing an Infertility Center?
Where can I get information and about infertility?
How do I go about finding a Fertility Specialist?
Where can I get more information about infertility?
Can I become an egg donor?
What are the legal ramifications of egg donation?
What are the risks and potential complications of egg donation?
What role do fertility drugs play in egg donation?
What role does egg donation play in in vitro fertilization?
What is process for being a donated egg recipient?
What should I look for in an Egg Donation Center?
What is the process of egg donation?
What are the potential risks and complications of IVF?
What is in vitro fertilization?
What are the alternatives to using IVF?
What are the steps involved with in vitro fertilization?
When would IVF be used to treat infertility?
How much does in vitro fertilization cost?
What kinds of fertility drugs are used during IVF?
What are some of the moral and ethical dilemmas associated with IVF?